All calculators
Finance and career tools for US medical students, residents, fellows, and attendings. All calculators are two clicks away from this page.
Residency Salary Calculator
Take-home pay by specialty, state, PGY, and cost-of-living.
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Medical School Loan Payoff
Payments, total interest, payoff date, and PSLF estimate.
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Moonlighting Income Tax
Set-aside per shift for W-2 + 1099 moonlighting income.
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Step Study Hours
Daily targets to reach your Step score goal on time.
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Specialty Match Probability
Heuristic match estimate using scores, research, and factors.
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Attending Salary vs Cost of Living
Specialty pay adjusted for city cost of living and employment type.
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Fellowship ROI
Breakeven time and lifetime return for fellowship paths.
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Disability Insurance
Monthly benefit, premium estimate, and coverage gap.
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Private Practice Break-Even
Volume targets and months to recoup startup costs.
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Physician Retirement
Projected balance, sustainable withdrawals, and shortfall.
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Grouped by training stage
Find the right tool for your path
Every calculator stays one click from this directory and one click from its hub.
medical students
Medical students
Planning study schedules, matching, and paying for school.
Project medical school loan payments, interest, payoff timing, and PSLF considerations for US trainees using 2026 assumptions. Educational use only.
Best for: medical students
Plan USMLE/COMLEX study hours by target score and test date with spaced practice pacing for medical students. Built for 2026 test windows.
Best for: medical students
Heuristic specialty match probability estimator using scores, research, and leadership inputs for 2026 match planning. Educational use only.
Best for: medical students
residents
Residents & fellows
Income, taxes, and fellowship decisions during training.
Estimate 2026 take-home pay for medical residents by specialty, state, and PGY with tax and cost-of-living adjustments. Educational use only.
Best for: residents
Estimate 2026 tax set-aside for W-2 and 1099 moonlighting income with simplified federal and state assumptions. For residents and fellows.
Best for: residents
Estimate fellowship breakeven time and lifetime ROI using stipend changes, opportunity cost, and 2026 earning assumptions. Educational use only.
Best for: residents
attendings
Attendings
Compensation benchmarking, practice setup, and long-term planning.
Compare attending compensation by specialty, employment type, and US city cost-of-living multipliers using 2026 assumptions. Educational use only.
Best for: attendings
Estimate physician disability insurance benefit, premium, and coverage gaps for US trainees and attendings with 2026 assumptions. Informational use only.
Best for: attendings
Estimate months to break even for a physician private practice by startup costs, reimbursement, and volume targets using 2026 assumptions.
Best for: attendings
Project retirement balances and sustainable withdrawals for physicians using savings, returns, and 2026 assumptions. Informational only.
Best for: attendings
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