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Resident & fellow calculators

Income, taxes, and fellowship ROI planning tailored to US residents and fellows using 2026 assumptions.

Estimate 2026 take-home pay for medical residents by specialty, state, and PGY with tax and cost-of-living adjustments. Educational use only.

Audience: residents & fellows • Last updated 2026-01-10

Estimate 2026 tax set-aside for W-2 and 1099 moonlighting income with simplified federal and state assumptions. For residents and fellows.

Audience: residents & fellows • Last updated 2026-01-10

Estimate fellowship breakeven time and lifetime ROI using stipend changes, opportunity cost, and 2026 earning assumptions. Educational use only.

Audience: residents & fellows • Last updated 2026-01-10

Educational only—no tax or financial advice. Use these tools to sanity-check offers and tax set-asides without logins.